Types of Loans:

1. Personal Loans - If you're over 18, you can apply for a personal loan from your bank. Secured personal loans are typically loans for homeowners and are secured on property while unsecured personal loans are not secured on any assets or property.

2. Bad Credit Loans - Loans for people with history of adverse credit such as no proof of income, mortgage arrears, defaults and ccj's.

3. Business and commercial loans - Loans for business or commercial purposes.

4. Homeowner Loans - Loans for property owners. Homeowner loans are usually secured on property. More information about secured homeowner loans can be found here.

5. Secured Homeowner Loans- Loans for homeowners that are secured on property. You can borrow any amount from £3000 to £100, 000 for any purpose. The repayment period is usually between 3 and 25 years.

6. Home Equity Loans - Loans for equity release. If you have a property that's valued at £200,000 and you still owe your lender £150,000 then you have home equity of £50,000. This means you can borrow against this equity.

7. Debt Consolidation Loans - Loans used for the purpose of consolidating debts. You can clear your credit card debts and other high interest loans by taking out one cheaper low cost homeowner loan.

8. Council Right To Buy Mortgages - Offers useful information about council right to buy mortgage scheme. Probably the only site with a complete guide on council right to buy mortgages.